![]() You don’t want to let that complicate things. Your bill won’t necessarily come from your medical provider. ![]() Discover Who’s Billing You – Your Doctor or a Third Party?Ĭheck to see who created your bill. You should start asking about reducing your bill or making payment arrangements early – don’t wait until you receive an updated EOB.Ģ. This will give you an accurate total of the remaining costs for which you will be responsible. Your updated EOB will show how much your insurer has paid. Your First EOB May Not Reflect Payment from Your Insurance Company: Depending on how complex your bill is, it may take another 30 days for your insurance company to mail you an updated EOB. Medical coding mistakes are common, and even properly coded bills can be impossible to understand without explanation from your provider. Compare these bills to what’s listed on your EOB. You may get multiple EOBs from different specialists that you saw during the same visit.Ĭompare EOBs to Your Bill: Ask your medical provider to make sure that your bills are accurate and itemized (meaning that each individual service includes a detailed description and a cost amount). The explanation of benefits comes from your insurance company. You don’t pay an EOB – it’s like a receipt, even if you haven’t paid yet. Medicare Advantage and Medicare Part D enrollees do get EOBs.)ĮOBs Aren’t Bills: A billing statement and explanation of benefits are not the same thing. ![]() If you don’t receive an explanation of benefits from your insurance provider after being discharged, call and ask for one (the exception is Medicare Part A and Part B beneficiaries, who don’t get an Explanation of Benefits. An explanation of benefits is like a bill – it will show you how much you were charged for your care, as well as tell you why you received the specific kind(s) of care that you did. Two to four weeks after you’ve seen a doctor, you should expect an explanation of benefits (EOB) in the mail. Understand Your Explanation of Benefits (EOB) ![]() Here are six can’t-miss steps you’ll need to cut your medical bills and put together a fair payment solution. PAF teaches countless more patients and caregivers how to take medical billing into their own hands. Their free financial counselors appeal bills for beleaguered patients. The PAF specializes in making medical bills easier to manage. We spoke with Beth Moore – who led the case management division at the Patient Advocate Foundation (PAF) for years and is now PAF’s executive vice president of corporate communications – to learn how full-time medical bill counselors win payment relief. If your bills are too high for comfort, you’ll want to try and negotiate medical bills so that you pay less. That’s easier said than done for many people. It helps to take care of your doctor, hospital and ambulance bills as soon as you’re able to do so. ![]()
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